Call Eva Cutler Today (208) 454-1155

Give us a call (888) 742-3439

Enjoy retirement to the fullest.

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Enjoy retirement to the fullest.

Stop Making Mortgage Payments - Learn How A Reverse Mortgage Can Help

IMPROVE YOUR RETIREMENT

If you are a 55+ homeowner, a reverse mortgage may be able to free up your monthly cash flow. Get access to your home equity and stay in the house you love or use those funds.

  • Use proceeds to pay off existing forward mortgage
  • Make home renovations, pay off other debt, fund in-home care, or travel the world
  • Get tax-free proceeds with no monthly mortgage payments required
  • Rest easy knowing your heirs are never personally responsible for the loan
  • Provide a living inheritance and help pay for children's home or grandkid's college tuition

If you've been turned down for a reverse mortgage in the past, you may be eligible now.

Call Eva Cutler Today (888) 742-3439

WILL IT WORK?

 Check out some examples of how people have benefited from or changed their lives with a reverse mortgage.

SCENARIO EXAMPLES

See some real world examples of how people have used a reverse mortgage to solve a problem.

See Examples

FREE ASSESSMENT

We'll show you how you can save more money every month by eliminating your mortgage payment and stay in your home!

LETS CONNECT

Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!

Contact Us

BUY A HOME

Did you know that you can buy a home and not have to make monthly payments? Learn about the reverse for purchase.

LETS CONNECT

Get real, honest answers to your questions and more here. If you have a question we haven't answered, feel free to ask! Our experienced Reverse Mortgage experts are ready to help.

Learn More
Couple In Front Of Mountains

With the current economic climate in America it makes sense to find out all of the options. Whether you are wanting to protect your retirement accounts, or you are looking for extra funds for a vacation, a new vehicle, or even home repairs, this is the right place to find answers specific to your needs. From age 55 and on a reverse mortgage can be a key tool to a peaceful financial picture.

Did you know that you can use a reverse mortgage to purchase a home? How about creating a line of credit to use as needed? It is our pleasure to explain and educate you on every aspect of this helpful financial tool for seniors. It makes sense to get all your questions and concerns discussed openly with someone that cares and find out how the reverse mortgage process can benefit you.

Let's Talk About Your Future

You keep your home

You remain the owner of your home, as long as you comply with the the loan terms and pay your property taxes and homeowner’s insurance.

No monthly payments

One of the best things about a reverse mortgage is that payments are made to YOU, for as long as you live in your home. A reverse mortgage pays you. You repay the loan when you sell your home.

You're OK if the market drops

The Federal Government insures the reverse mortgage loan. If your home loses value and the loan is more than the home value, the government will pay the difference when you sell your home

 

Choose your payment method(s)

You can choose from many disbursement options. You can be paid in full or partially, get a line of credit, receive monthly payments, or you can pick a combination of these options.

Qualification is much easier

Even senior borrowers with limited income can easily qualify since there are no monthly payments to be made.

The loan is TAX FREE

Technically, Reverse Mortgages are considered an advance, and loan advances are not taxable.

Family on Hillside

~ IDAHO ~ MONTANA ~ CALIFORNIA ~ COLORADO ~ OREGON ~

Core Values: ✓ Honesty ✓ Professionalism ✓ Integrity ✓ Character ✓ Compassion

Licensing

NMLS#200821/#1824975
CA DBO License #60DBO 97824
ID License MBL #2081824975
MT License #1824975
OR License ML #5787
Equal Housing Lender

Contact Us

Covenant Reverse Mortgage, LLC
211 E Logan Street,
Suite B-3
Caldwell, ID 83605
Number:
Main: (208) 454-1155
Toll Free: (888) 742-3439
Hours:
MON-FRI 7AM - 4PM

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This material is not from HUD or FHA and has not been approved by HUD or a government agency.
Naipc         NCPC            Senior Checked            ETHICS
When the loan is due and payable, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to borrowers, who may need to sell the home or otherwise repay the loan with interest from other proceeds. The lender may charge an origination fee, mortgage insurance premium, closing costs and servicing fees (added to the balance of the loan). The balance of the loan grows over time and the lender charges interest on the balance. Borrowers are responsible for paying property taxes, homeowner’s insurance, maintenance, and related taxes (which may be substantial). We do not establish an escrow account for disbursements of these payments. A set-aside account can be set up to pay taxes and insurance and may be required in some cases. Borrowers must occupy home as their primary residence and pay for ongoing maintenance; otherwise the loan becomes due and payable. The loan also becomes due and payable (and the property may be subject to a tax lien, other encumbrance, or foreclosure) when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, defaults on taxes, insurance payments, or maintenance, or does not otherwise comply with the loan terms. Interest is not tax-deductible until the loan is partially or fully repaid.
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